{"id":30010,"date":"2021-10-23T22:48:24","date_gmt":"2021-10-23T22:48:24","guid":{"rendered":"https:\/\/www.prophotostudio.net\/?p=30010"},"modified":"2023-09-23T05:01:24","modified_gmt":"2023-09-23T05:01:24","slug":"prepare-your-creative-business-finances","status":"publish","type":"post","link":"https:\/\/www.prophotostudio.net\/blog\/prepare-your-creative-business-finances\/","title":{"rendered":"How To Prep Your Small Business Finances For The Unexpected"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"30010\" class=\"elementor elementor-30010\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-003f7e9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"003f7e9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-42e7190\" data-id=\"42e7190\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f093278 elementor-widget elementor-widget-image\" data-id=\"f093278\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"900\" height=\"685\" src=\"https:\/\/www.prophotostudio.net\/wp-content\/uploads\/2021\/10\/prepare-your-creative-business-finances.jpg\" class=\"attachment-large size-large wp-image-30020\" alt=\"prepare-your-creative-business-finances\" srcset=\"https:\/\/www.prophotostudio.net\/wp-content\/uploads\/2021\/10\/prepare-your-creative-business-finances.jpg 900w, https:\/\/www.prophotostudio.net\/wp-content\/uploads\/2021\/10\/prepare-your-creative-business-finances-300x228.jpg 300w, https:\/\/www.prophotostudio.net\/wp-content\/uploads\/2021\/10\/prepare-your-creative-business-finances-768x585.jpg 768w, https:\/\/www.prophotostudio.net\/wp-content\/uploads\/2021\/10\/prepare-your-creative-business-finances-600x457.jpg 600w\" sizes=\"(max-width: 900px) 100vw, 900px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Prepare-your-creative-business-finances<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54a9ee0 elementor-widget elementor-widget-heading\" data-id=\"54a9ee0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Table of Contents<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ca95cb elementor-widget elementor-widget-pp-table-of-contents\" data-id=\"8ca95cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h2&quot;],&quot;exclude_headings_by_selector&quot;:[],&quot;marker_view&quot;:&quot;none&quot;,&quot;scroll_offset&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;scroll_offset_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;scroll_offset_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"pp-table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"pp-toc-8ca95cb\" class=\"pp-toc\">\n\t\t\t<div class=\"pp-toc__header\" aria-controls=\"pp-toc__body\">\n\t\t\t\t<div class=\"pp-toc__header-title-wrapper\">\n\t\t\t\t\t<h3 class=\"pp-toc__header-title\">\n\t\t\t\t\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"pp-toc__body\" aria-expanded=\"true\">\n\t\t\t\t<div class=\"pp-toc__spinner-container\">\n\t\t\t\t\t<i class=\"pp-toc__spinner eicon-loading eicon-animation-spin\" aria-hidden=\"true\"><\/i>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73c023e elementor-widget elementor-widget-text-editor\" data-id=\"73c023e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>No matter what creative industry you\u2019re in, being a small business owner is tough. There\u2019s always going to be<a href=\"https:\/\/www.prophotostudio.net\/blog\/starting-your-freelancing-photography-business-5-tips-to-get-it-right\/\"> an element of financial stress for photographers<\/a>, videographers, and designers. Margins are small, and a few bad months can leave a massive dent in your savings. Or worse, cripple you completely.<\/p><p>That\u2019s why it\u2019s vital that any small business owner takes the time to plan for the unknown and has a financial backup plan.<\/p><p>Waiting for a crisis to hit is too late to act.<\/p><p>You need to have a plan in place that covers as many possibilities or outcomes as you can possibly think of. It\u2019s also critical to ensure that you practice good financial habits at all times. This way, when the unexpected arises, it\u2019s not a monumental disaster.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63858ea elementor-widget elementor-widget-spacer\" data-id=\"63858ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-abb6239 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"abb6239\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-332dde3\" data-id=\"332dde3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dd7afa1 elementor-widget elementor-widget-text-editor\" data-id=\"dd7afa1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Prepare For The Worst And Hope For The Best<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1fb3a9e elementor-widget elementor-widget-text-editor\" data-id=\"1fb3a9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>With just about any aspect of life, knowing what the worst possible outcome is can help you to prepare for anything. It may seem like a depressing way of looking at the world, but it can save your small business from shutting up shop when something like a global pandemic occurs.<\/p><p>Read also about How to master <a href=\"https:\/\/www.prophotostudio.net\/blog\/how-to-became-a-professional-product-photographer-by-tsour-lee-adato\/\">Product Photography<\/a><\/p><p>Being creative, you\u2019ll know how to pour your energy into your work. Sometimes, you need to apply your creative skills elsewhere. Now is the time to move from behind the lens or drawing board and consider the operational side of and what it takes to stay afloat.<\/p><p>To get your business and yourself properly prepared, follow these steps:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-eb1ea32 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eb1ea32\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3c93825\" data-id=\"3c93825\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-826f066 elementor-widget elementor-widget-spacer\" data-id=\"826f066\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f5b0c6 elementor-widget elementor-widget-text-editor\" data-id=\"3f5b0c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Understand That Not Everything Is In Your Control<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-248e9f8 elementor-widget elementor-widget-image\" data-id=\"248e9f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"900\" height=\"601\" src=\"https:\/\/www.prophotostudio.net\/wp-content\/uploads\/2021\/10\/Small-business-finance.jpg\" class=\"attachment-large size-large wp-image-30013\" alt=\"Women working on small business\" srcset=\"https:\/\/www.prophotostudio.net\/wp-content\/uploads\/2021\/10\/Small-business-finance.jpg 900w, https:\/\/www.prophotostudio.net\/wp-content\/uploads\/2021\/10\/Small-business-finance-300x200.jpg 300w, https:\/\/www.prophotostudio.net\/wp-content\/uploads\/2021\/10\/Small-business-finance-768x513.jpg 768w, https:\/\/www.prophotostudio.net\/wp-content\/uploads\/2021\/10\/Small-business-finance-600x401.jpg 600w\" sizes=\"(max-width: 900px) 100vw, 900px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Understand that not everything is in your control<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c02ec3 elementor-widget elementor-widget-spacer\" data-id=\"3c02ec3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7874028 elementor-widget elementor-widget-text-editor\" data-id=\"7874028\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This is one of the hardest things to acknowledge and accept when <a href=\"https:\/\/www.prophotostudio.net\/blog\/prepare-your-creative-business-finances\/\">running a small business<\/a>. You try so hard to control things to ensure that your business succeeds, but you can\u2019t always plan for every eventuality.<\/p><p>People will behave in ways that you don\u2019t expect, which can change your market suddenly and impact your sales. External elements like natural disasters or a pandemic can immediately<a href=\"https:\/\/news.abplive.com\/lifestyle\/how-covid-19-outbreak-has-affected-photography-industry-explains-photographer-tanmay-mainkar-1283817\" target=\"_blank\" rel=\"noopener\"> change your ability to trade<\/a>.<\/p><p>What you need to do is focus on what you<em> can <\/em>control. This includes your business finances and ensuring you have a safety net in place for when things that you can\u2019t control strike. Knowing that you are prepared to weather external storms can give you peace of mind.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9dcb9a8 elementor-widget elementor-widget-spacer\" data-id=\"9dcb9a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4739a47 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4739a47\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d65ab8e\" data-id=\"d65ab8e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dd7f8a2 elementor-widget elementor-widget-text-editor\" data-id=\"dd7f8a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Keep Tabs On Your Assets And Inventory<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5518468 elementor-widget elementor-widget-image\" data-id=\"5518468\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"900\" height=\"609\" src=\"https:\/\/www.prophotostudio.net\/wp-content\/uploads\/2021\/10\/Woman-checking-Inventory.jpg\" class=\"attachment-large size-large wp-image-30021\" alt=\"Woman-checking-Inventory\" srcset=\"https:\/\/www.prophotostudio.net\/wp-content\/uploads\/2021\/10\/Woman-checking-Inventory.jpg 900w, https:\/\/www.prophotostudio.net\/wp-content\/uploads\/2021\/10\/Woman-checking-Inventory-300x203.jpg 300w, https:\/\/www.prophotostudio.net\/wp-content\/uploads\/2021\/10\/Woman-checking-Inventory-768x520.jpg 768w, https:\/\/www.prophotostudio.net\/wp-content\/uploads\/2021\/10\/Woman-checking-Inventory-600x406.jpg 600w\" sizes=\"(max-width: 900px) 100vw, 900px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Woman-checking-inventory<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3bd54cc elementor-widget elementor-widget-spacer\" data-id=\"3bd54cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-421fd5c elementor-widget elementor-widget-text-editor\" data-id=\"421fd5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Now, you can get onto taking practical steps to ensure that your business survives and hopefully prospers when bad times come around. The first thing you want to know is what your business has in terms of assets.<\/p><p>This can be inventory of the products you sell or use to provide a service, as well as any equipment, machinery, or technology you own. <a href=\"https:\/\/www.prophotostudio.net\/blog\/choosing-best-cameras\/\">Your cameras<\/a>, computers, printers, and <a href=\"https:\/\/www.prophotostudio.net\/blog\/learning-center\/7-best-ecommerce-photo-editing-apps\/\">editing software<\/a> are all included. Your assets also include your bank balance and any investments you have.<\/p><p>All of these items can become liquid assets if you need to sell them off and free up cash for operations. It\u2019s important to know that you can get access to a certain amount of money if you have a hard month and can\u2019t cover rent or salaries due to poor turnover.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c78fd9c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c78fd9c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6d324a2\" data-id=\"6d324a2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f1d376b elementor-widget elementor-widget-text-editor\" data-id=\"f1d376b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>List Your Expenses In Order Of Priority<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cdb18ca elementor-widget elementor-widget-spacer\" data-id=\"cdb18ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-07695e7 elementor-widget elementor-widget-text-editor\" data-id=\"07695e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Next, look at what you spend your business money on. Some items you need to keep spending money on, like rental or the mortgage for your premises and your basic operational costs. Other items you don\u2019t need to spend money on. These can include everything from Friday lunches for the entire office to gifts you\u2019d send to clients.\u00a0<\/p><p>List all of your expenses in order of things you absolutely cannot cut down on through to things you could change or go without. There will be plenty of instances where you can cut down on costs\u2014for example, switching to cheaper coffee or finding <a href=\"https:\/\/www.prophotostudio.net\/marketing\/online-business-marketing\/how-to-market-your-small-business-on-a-shoestring-budget-in-2021\/\">innovative ways to market your business<\/a> on\u00a0 shoestring.<\/p><p>You don\u2019t need to make these cuts until there is an emergency situation. But it\u2019s good to know where and how you can save on operational costs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2ba3c5e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2ba3c5e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-318a378\" data-id=\"318a378\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a6575b7 elementor-widget elementor-widget-text-editor\" data-id=\"a6575b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Keep Your Business In Good Credit<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-07f79b2 elementor-widget elementor-widget-spacer\" data-id=\"07f79b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7faed9b elementor-widget elementor-widget-text-editor\" data-id=\"7faed9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A good credit score can be a lifesaver in tough times. By ensuring that your business has a good credit rating, you can rest easy knowing that you can ask your bank or a lender for credit or a loan to help with operating costs.<\/p><p>It\u2019s not always the best practice to fall back on borrowing money, but it often isn\u2019t as bad as people make out. You just need to ensure you have a plan to use the money in a specific way and to pay it back.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cef105b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cef105b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d3e170d\" data-id=\"d3e170d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-72321ed elementor-widget elementor-widget-text-editor\" data-id=\"72321ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Set Up A Billing System That You Can Follow<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0923b9a elementor-widget elementor-widget-image\" data-id=\"0923b9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"900\" height=\"660\" src=\"https:\/\/www.prophotostudio.net\/wp-content\/uploads\/2021\/10\/Billing-system.jpg\" class=\"attachment-large size-large wp-image-30023\" alt=\"Billing-system\" srcset=\"https:\/\/www.prophotostudio.net\/wp-content\/uploads\/2021\/10\/Billing-system.jpg 900w, https:\/\/www.prophotostudio.net\/wp-content\/uploads\/2021\/10\/Billing-system-300x220.jpg 300w, https:\/\/www.prophotostudio.net\/wp-content\/uploads\/2021\/10\/Billing-system-768x563.jpg 768w, https:\/\/www.prophotostudio.net\/wp-content\/uploads\/2021\/10\/Billing-system-600x440.jpg 600w\" sizes=\"(max-width: 900px) 100vw, 900px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Billing-system<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4538b3c elementor-widget elementor-widget-spacer\" data-id=\"4538b3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2334282 elementor-widget elementor-widget-text-editor\" data-id=\"2334282\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A big cash flow killer is ignoring or forgetting about invoices that aren\u2019t paid on time.<\/p><p>When hard times hit, you need to know that you can monitor <u>your invoices<\/u> and incoming payments clearly. You also need to have a good idea of which clients pay well and who you need to sit on to get payment. If your billing system isn\u2019t easy to follow, you could end up with some serious cash flow problems.<\/p><p>You may also want to consider including incentives for people to pay you on time, or even settle up early. You can reward <a href=\"https:\/\/www.prophotostudio.net\/blog\/our-best-customer-acquisition-strategies-of-2021\/\">good, loyal clients<\/a> and push the slow payers with one little twist to your invoicing.<\/p><p>Offer small discounts on your invoice to encourage payments in a timeframe that suits you. For example, offer a 2% discount if the account is settled in 10 days or even a 10% discount if it\u2019s settled immediately. You\u2019ll know what your business can afford.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dc855c8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dc855c8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f8db2f3\" data-id=\"f8db2f3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b26b152 elementor-widget elementor-widget-text-editor\" data-id=\"b26b152\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Watch The World Around You<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da45952 elementor-widget elementor-widget-spacer\" data-id=\"da45952\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5b4f35 elementor-widget elementor-widget-text-editor\" data-id=\"c5b4f35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Finally, you need to be constantly aware of what is happening in the world. There is no point in prepping your expenses and understanding your assets if you aren\u2019t going to pay attention to economic and <a href=\"https:\/\/www.prophotostudio.net\/blog\/whats-is-the-future-of-e-commerce\/\">market changes<\/a>.<\/p><p>Of course, you can\u2019t predict everything that is going to happen, but you can look for trends and try to get ahead of changes that could hurt your business finances.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a057463 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a057463\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6e40d21\" data-id=\"6e40d21\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9ea7ca5 elementor-widget elementor-widget-text-editor\" data-id=\"9ea7ca5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>The Last Word<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9ae5d7 elementor-widget elementor-widget-spacer\" data-id=\"d9ae5d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9565a5a elementor-widget elementor-widget-text-editor\" data-id=\"9565a5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The creative industry is highly competitive and the pandemic and subsequent economic downturns haven&#8217;t made it easy to stay in business. <a href=\"https:\/\/www.selfcad.com\/blog\/tips-on-how-to-be-successful-freelance-3d-designer-in-2021\" target=\"_blank\" rel=\"noopener\">Attaining success in a creative field<\/a> and owning a business takes a mix of talent, grit and determination\u2014and careful financial planning.<\/p><p>Set yourself up for success by future proofing your finances and you\u2019ll have a much greater chance of ongoing success.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d18962 elementor-widget elementor-widget-spacer\" data-id=\"0d18962\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5c136dae elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5c136dae\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1b57900c\" data-id=\"1b57900c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7c484547 elementor-widget elementor-widget-text-editor\" data-id=\"7c484547\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\">if you\u2019re looking to increase your online conversion but still feel you are not sure where to start \u2013 check out these resources below:<\/span><\/p><ul><li><span style=\"color: #3366ff;\"><a style=\"color: #3366ff;\" href=\"https:\/\/www.prophotostudio.net\/product-photography-quotes\/\">Get a quote<\/a><\/span><\/li><li><span style=\"color: #3366ff;\"><a style=\"color: #3366ff;\" href=\"https:\/\/www.prophotostudio.net\/product-photography-membership-plans\/\">Membership plans<\/a><\/span><\/li><li><span style=\"color: #3366ff;\"><a style=\"color: #3366ff;\" href=\"https:\/\/www.prophotostudio.net\/studio-locations\/\">Our locations<\/a><\/span><\/li><li><a href=\"https:\/\/www.prophotostudio.net\/success-stories\/how-amazon-supplements-store-owners-increased-sales-by-150-with-product-images\/\"><span style=\"color: #3366ff;\">Success stories<\/span><\/a><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bab50dd elementor-widget elementor-widget-spacer\" data-id=\"6bab50dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8df4ae7 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"8df4ae7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/clients.prophotostudio.net\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-rainbow\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M268.3 32.7C115.4 42.9 0 176.9 0 330.2V464c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16V320C64 186.8 180.9 80.3 317.5 97.9 430.4 112.4 512 214 512 327.8V464c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16V320c0-165.3-140-298.6-307.7-287.3zm-5.6 96.9C166 142 96 229.1 96 326.7V464c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16V320c0-74.8 64.5-134.8 140.8-127.4 66.5 6.5 115.2 66.2 115.2 133.1V464c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16V320c0-114.2-100.2-205.4-217.3-190.4zm6.2 96.3c-45.6 8.9-76.9 51.5-76.9 97.9V464c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16V320c0-17.6 14.3-32 32-32s32 14.4 32 32v144c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16V320c0-59.2-53.8-106-115.1-94.1z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book a Photoshoot<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-00b6a1d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"00b6a1d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0f3f763\" data-id=\"0f3f763\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f3f0eee elementor-widget elementor-widget-spacer\" data-id=\"f3f0eee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Discover the importance of preparing your small business finances for the unexpected. Learn how to understand what you can control, assess your assets and inventory, prioritize expenses, maintain good credit, set up an effective billing system, and stay informed about economic trends. 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